Best Mutual Funds to Invest in 2018
You can always earn good returns on long term investment. Considering different types of investment options, Mutual Funds always remains a preferred choice. More and more new investors flock to invest in mutual funds. Indeed, Mutual funds investment is a trend now a days.
However, it is difficult for many investors to create their own mutual fund portfolio to meet their financial goals in the long term. While financial experts always say that the risk perfections in equity is shaped only by shorter periods, so investors must have a long term approach to invest their money in mutual funds.
So, if you wish to invest in a long tenure, for a minimum 7 to 10 years goal, it gives an implicit assurance that the mutual funds investment performs well. There are many mutual funds with consistent track records and great performance across different cycles of market.
SBI BlueChip fund – High Returns and Low Risk
This mutual fund comes under large cap funds. SBI invests the stocks of the bluechip entities, as long term capital investment. Bluechip fund offers lot of advantages. Among the large cap funds with active category, this fund has a reputation for being a lowest expense ratio. This fund has been in growing trade since 2006 with high returns and low risk.
In addition, this fund also beats the benchmark of 3-6%, on CAGR basis, for 3 year, 5 year and 10 years period. This makes one of the best mutual funds to invest in 2018.
Kotak Emerging Equity Scheme – Mid Cap Fund with Less Volatile Risk
This scheme comes under mid cap mutual funds. The investors who look for less volatile offering and for new investors, this makes the best bet. Modest exposure, high conviction bets, low risk, assured annual returns, this gives a solid risk reward profile to the investors. Yes, this fund provides annual returns at 13.80% annually. Since many mid-cap funds associates with risks and zig zag returns, Kotak emerging equity scheme comes without the baggage of risk for a long term investment.
Franklin India Prima Fund – Consistent Returns and Risk Free Investment
A popular mutual fund scheme, comes as mid cap fund. This scheme is quite popular for the great returns, which you can count as one of the best mutual funds to invest in 2018. This fund mainly invests in mid-sized and small-sized companies which progresses with growth and higher rates. Comparing with growth of the large sized peers, midsized companies grow exhibits higher growth. It makes an ideal mutual fund to invest for 5-year period.
Tata Equity Fund – Niche Positioning in Equity Market
Investors, who look for multi-cap funds, can blindly choose Tata Equity Fund as the best mutual fund to invest in 2018. Tata equity fund created a niche position in the mutual fund market. It becomes a unique style of value conscious investment. The funds are invested in the companies that has very attractive PE ratio. These equity funds are not invested in cheap stocks, which deemed to provide consistent returns from performing assets. As a result, this scheme remains one of the featured mutual funds several times in the zig-zag markets. Investors who seek for long term equity returns with low risk and moderate to high returns can select this fund.
Reliance Tax Saver Fund – ELSS Fund
Mutual Funds serve multiple purposes. You can count investment in MF to meet your financial goals, generate regular revenue, multiply investments and even save tax.
ELSS Funds enable the investor to save tax and claim deduction from taxable income. Apparently it comes with dual benefits.
Reliance tax saving fund provides high returns. It comes with a 3 year lock in period and a maximum 15 years maturity period. This scheme generated 23% annual returns in the last 5 years and 43% annual returns in the past year. It has the CRISIL rank of 3, which means lower risk. Although the annual return percentage varies, the risk is very low. Investing for a period of 5 years, likely to double up the invested amount.
Mirae Asset India Opportunities Fund – Higher Return
This is a large cap mutual fund, suitable for those who seek for higher returns with moderate risk. However, there is an assurance for returns in 3 to 5 years period. Investors can earn a return of 36.6 percentage in a year, which is followed by 15 percentage and 20 percentage in three years cap and five years cap respectively.
There is another option available as mid cap equity, in BlueChip funds, from Mirae Asset. It offers the returns of 46.22 percentage in the first year, 23.22 percent for three years cap and 30.19 percentage for five years cap respectively.
How do you shortlist to find the best mutual funds to invest in 2018?
• Check if it is rolled daily, for minimum of three years
• Analyze the performance and ensure whether it provides consistent results at least for three years. You can further subdivide this three year capping period into small periods, to evaluate growth.
• Risk analysis
• When you invest in equity funds, there is no need to change funding every year. However, make sure to have an eye on the performance of the mutual funds.
Set your financial goals before you decide to invest in mutual funds. Each fund calls for specific fund as minimum investment. These are the best mutual funds to invest in 2018. Mutual Funds is one of the best investing options to meet your financial goals.
If you want to know about Mutual Funds, You can read about What is Mutual Fund
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